Your fur kids aren’t just pets, they’re family. Your cherished canines and fabulous felines are a precious part of your life. They share your ups and downs, they express emotions just like you do, and they are there for you in your best and worst times. Always. Unconditionally. No doubt you’ll want to do the same.

“If things do go wrong and your pet gets sick or injured, you’ll want the peace of mind of knowing that you can afford any unexpected veterinary bills. Pet Insurance is emerging as an invaluable financial tool for pet owners to guard against unexpected veterinary costs, and to ensure that you will never have to decide between your finances and your pet’s health and wellbeing,” explains Candice Hobday, Product Specialist at GENRIC Insurance Company Limited (GENRIC). GENRIC is an authorised Financial Services Provider (FSP 436368) and licensed non-life Insurer.

Top reasons to get pet insurance

What to look out for when evaluating pet insurance options

These are some of the important factors to consider when evaluating your pet insurance options: 

“Ideally you want a comprehensive and affordable pet insurance product that is simple to understand with a minimum of fine print and exclusions. If you feel like you need a degree to decipher what you and Fido are covered for – and more importantly what is not covered – it is probably best to look elsewhere.  Be especially wary of options that might seem to save you R100 in premiums in the short term but sacrifice 70% of the benefits and cover. Your pet is likely to be part of the family, so if they are ill or injured, you need a solution that takes the pain out of unexpected veterinary bills, and never leaves you in a position where you have to choose between the unthinkable,” concludes Candice.