GENRIC Pet Insurance as a pet medical insurance product offers numerous features and benefits

(constantly under development) which can be summarised as follows:

  • Cover for pets life
  • No annual limit
  • No sub-limits
  • Lowest excess
  • Vet of your choice
  • Routine Care option****
  • No breed exclusion
  • No microchip required
  • Prompt claims settlement
  • Direct payment to vets***
  • Savings Plan*****
  • Widest range of cover options
  • Direct on-line application
  • Multiple pet discounts
  • Discounts for premiums paid annually

Benefit Schedule

PLAN Comprehensive
Medical Expenses
PLUS
Comprehensive
Medical Expenses
Only
Hospital Plan Accident
Only Plan
Type of cover Accident and
Illness Medical
Expenses PLUS
Extended Covers*
Accident and
Illness Medical
Expenses
Accident and
Illness In-hospital
Medical Expenses
Only**
Accident Only
Medical Expenses
Monthly Premium Yes Yes Yes Yes
Annual Premium (11 X monthly) Yes Yes Yes Yes
Multiple Pet Discounts Yes Yes Yes Yes
Overall Annual Limit No limit No limit No limit No limit
Sub Limits No limit No limit No limit No limit
Excess 10% min. R200 10% min. R200 10% min. R200 10% min. R150
Claims waiting period illness/accident 30 days/Nil 30 days/Nil 30 days/Nil n.a/Nil
Co-payment period No No No No
Age for cover application 8 weeks <9 years 8 weeks <9 years 8 weeks <9 years >8 weeks
Maximum age for cover No age limit (lifetime) No age limit (lifetime) No age limit (lifetime) No age limit (lifetime)
Micro chip required No No No No
Breed exclusion No No No No
Direct payment to Vets*** Yes Yes Yes Yes
Vet of own choice Yes Yes Yes Yes
All accident cover Yes Yes Yes Yes
Emergency treatment cover Yes Yes Yes* Yes
Consultation and pre-hospital cover Yes Yes Yes* Yes
In-hospital cover Yes Yes Yes Yes
Prompt claims settlement Yes (max 5 w.d.) Yes (max 5 w.d.) Yes (max 5 w.d.) Yes (max 5 w.d.)
Pre-existing conditions covered No No No No
Routine care option Yes**** Yes**** Yes**** No
Saving Plan Yes***** Yes***** Yes***** Yes*****

Important Notice: This is a summary of the standard terms, conditions, exceptions, exclusions, and limitations of the policy. Please read the policy wording to ensure that the plan you want complies with your requirements. As each application is individually underwritten, other terms, conditions, exceptions, exclusions, and limitations may apply. These will be submitted to you for acceptance before the policy is issued.

* Extended Covers: Alternative/complementary treatment, boarding fees, advertising and rewards, missing or stolen pet, dental cover, death benefit/condolence benefit, prescription diet.
** Covers in-hospital expenses only plus consultation and pre-hospital expenses for conditions resulting in hospitalisation.
*** By arrangement on pre-authorised procedures.
**** Routine Care Benefit: Premium = R65 per month; Benefit = R1 000
***** Savings plan: R50 / R100 / R200 per month options. Can be used for uncovered vet expenses, claims excess or unpaid premium / premium holidays.

GET COVER FOR UNEXPECTED AND UNFORESEEN VETERINARY COSTS

Building 3, Midrand Business Park, 563 Old Pretoria Main Road, Midrand, 1682

 

 

GENRIC Pet Insurance is underwritten and administered by GENRIC Insurance Company Limited (43638). GENRIC Insurance Company Limited is an authorised Financial Services Provider and Registered Short Term Insurer.

 

Copyright © 2018. GENRIC Pet Insurance. All Rights Reserved

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